Vinayak 21 Acres · New Town Kolkata
Buying an under-construction flat in New Town is far simpler when the project is already approved by the lender. Vinayak 21 Acres is approved by HDFC Bank, ICICI Bank and State Bank of India, which means the bank has vetted the title and approvals before you apply.
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Vinayak 21 Acres is approved for home loans by HDFC Bank, ICICI Bank and State Bank of India. Because the project carries two live WBRERA registrations, loan files typically move faster than on unregistered inventory. Entry ticket size is ₹76 Lakhs for a 970 sq.ft. 2 BHK.
When a bank approves a project, it has already run legal and technical due diligence on the land title, the sanctioned plan and the developer. Your file is then assessed on your income alone, not on the project as well. That usually cuts a week or more out of the sanction, and it removes the risk of a rejection for reasons that have nothing to do with you.
Salaried applicants are assessed on take-home income, existing EMIs and credit score, with most lenders comfortable when total EMIs stay within roughly half of net monthly income. Self-employed applicants are assessed on filed returns, usually the last two to three years. Sanctioned amount, tenure and interest rate are set entirely by the lender, not by us.
Identity and address proof, PAN, recent salary slips or business income proof, six to twelve months of bank statements, Form 16 or income tax returns, and the property documents - the allotment letter, cost sheet and the WBRERA-compliant Agreement for Sale, which we provide.
Block your unit with the ₹1 Lakh application token and complete the balance of the 10% booking amount within 15 days. The Agreement for Sale is then executed, and loan sanction with HDFC, ICICI or SBI typically completes within 7-10 working days of that agreement. Disbursement on an under-construction project is linked to construction milestones.
We do not publish EMI tables or interest rates on this page, because they change frequently and differ by applicant profile. Use each bank's own EMI calculator with the sanctioned rate you are offered. Anyone quoting you a guaranteed rate before sanction is guessing.
The five steps from picking a lender to milestone-linked disbursement on a RERA-registered flat at Vinayak 21 Acres.
Choose HDFC Bank, ICICI Bank or State Bank of India. All three have approved Vinayak 21 Acres, so the project-level due diligence is already done.
Identity and address proof, PAN, salary slips or business income proof, six to twelve months of bank statements, and Form 16 or income tax returns.
Pay the ₹1 Lakh application token, complete the balance of the 10% booking amount within 15 days, then execute the WBRERA-compliant Agreement for Sale.
Submit your income documents along with the allotment letter, cost sheet and Agreement for Sale, which our team provides.
Sanction typically completes within 7-10 working days of the agreement. On an under-construction project, disbursement is released in stages linked to construction milestones.
Get in Touch
Get the latest price sheet, floor plan, and availability for Vinayak 21 Acres. Call, WhatsApp, or request a callback below.
Phase I: WBRERA/P/SOU/2026/004147 · Phase II: WBRERA/P/SOU/2026/004275. Prices are subject to change without notice. Site operated by Vision Realtors, authorised channel partner of Vinayak Group.
FAQs
The booking amount confirms the allotment and is paid from your own funds; the loan covers the balance as per the sanctioned amount.
NRIs can purchase residential property in India and Indian banks offer NRI home loan products; the lender sets the terms.
Yes, both phases are registered: WBRERA/P/SOU/2026/004147 and WBRERA/P/SOU/2026/004275.
Yes, our team coordinates with the approved banks and shares the project documents your lender needs.